Palm Beach Gardens Real Estate Guide

Palm Beach Gardens is a city in Palm Beach County. The U.S. Census Bureau's July 1, 2025 estimate puts its population at 63,883, with 27,294 households and an average of 2.21 people per household (ACS 2020-2024). The Gardens Mall is at 3101 PGA Boulevard (The Gardens Mall). Because homes here range widely by community, the checklist below focuses on questions that apply to any address.

What to ask about any Palm Beach Gardens community

Ask whether the property is in a homeowners association, a club or a Community Development District (CDD), and request the governing documents, budget and any special assessments before you commit. Ask what the dues cover, whether club membership is optional or required, and how fees have changed. Confirm the flood zone, wind-mitigation features and roof age, then get insurance quotes before you go under contract.

Flood insurance and the City's CRS rating

Palm Beach County's Community Rating System table lists Palm Beach Gardens as Class 10, which carries no discount on flood policies in Special Flood Hazard Areas (Palm Beach County CRS table). The county's pages carry different date labels for this entry, and ratings change, so confirm the current class with your insurance agent. Flood zone and policy type matter more than the city-wide rating for any single home.

Property taxes after you buy

The Palm Beach County Property Appraiser says the homestead application must be submitted by March 1 and that eligibility is as of January 1 (homestead exemption). The Save Our Homes cap limits annual growth in a homestead's assessed value to 3% or the change in the Consumer Price Index, whichever is lower (assessment caps). Assessed value resets to market value after a sale, so the seller's tax bill is not a reliable guide to yours (Property Appraiser FAQ).

Buying or selling in Palm Beach Gardens

Read our Palm Beach Gardens buyer page or our Palm Beach Gardens seller page. You can also see our Fort Lauderdale community guide or request a free home valuation.

Palm Beach Gardens real estate FAQ

What does the Census say about housing in Palm Beach Gardens?

Census survey data for 2020-2024 lists an owner-occupied housing unit rate of 73.0% and a median value of $606,100 for owner-occupied homes. These are survey statistics, not current prices, so use active listings and recent sales for pricing.

What should I ask before buying in a Palm Beach Gardens community?

Ask for the HOA or club governing documents, the budget, any special assessments, whether a CDD applies, and what the dues cover. Confirm flood zone and get insurance quotes before you go under contract.

What is Palm Beach Gardens' flood insurance CRS class?

Palm Beach County's CRS table lists Palm Beach Gardens as Class 10 with a 0% discount for Special Flood Hazard Area policies. The county's pages carry different date labels, so confirm the current class with your insurance agent.

How do I search Palm Beach Gardens homes for sale?

Use the live MLS search linked on this page, or call The Home Owners Listing Team at (954) 342-6180 for listing alerts and recent sales near an address.

Last updated October 8, 2026. Information is general and may change; verify details for any specific property.