Florida is a popular place to retire, boasting sunny days, white-sand beaches and access to endless entertainment. It’s home to numerous communities dedicated to people aged 55 and up but also features great neighborhoods where the whole family can live. 


Whether you want to while away the hours by going fishing, visiting Disney World, going on a horseback ride or taking yoga classes, there’s something for everyone in the Sunshine State. Here are the seven best places to retire in Florida.

 

1. Port St. Lucie 

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Population: 204,851

Median selected monthly owner cost (with mortgage): $1,472

This is a popular retirement town on the coast of South Florida with several 55+ communities. Plus, it’s close to nature. The Port St. Lucie Botanical Gardens are a great place to see hummingbirds, butterflies and orchids, and the North Fork St. Lucie Aquatic Preserve has manatees and otters. Watch a sports game at First Data Field or enjoy a round of golf at St. Lucie Trail Golf Club. 

 

2. Ocala

Population: 63,591

Median selected monthly owner cost (with mortgage): $1,322

Equestrians, take note: This city has hundreds of thoroughbred farms and training centers and is known as the Horse Capital of the World. There are many great places to retire in Ocala, including the 55+ Del Webb Stone Creek and On Top of the World. You can play tennis and basketball, join hundreds of clubs, enjoy fine dining and participate in lifelong learning. Ocala also has several museums and fine arts centers in its historic downtown area.

 

3. Jacksonville

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Population: 949,611

Median selected monthly owner cost (with mortgage): $1,396

Jacksonville is the most populous city in Florida and has everything you might need: a major airport, outstanding hospitals, restaurants to suit any craving and, of course, excellent retirement spots. Communities like Sweetwater and Freedom at Arbor Mill are specifically tailored to the 55+ crowd, but there are also neighborhoods like Deercreek that have no age requirements. With an average summer temperature of 82 F, the balmy climate is one of the biggest appeals of this bustling metropolitan area.

 

4. Orlando

Population: 307,503

Median selected monthly owner cost (with mortgage): $1,674

This city is a great place to retire because of its year-round warm weather and lack of taxes on retirement benefits. Orlando’s claim to fame is its numerous theme parks and Walt Disney World, but you can also enjoy airboat rides, botanical gardens, shopping and great food. If you’re more interested in a quiet neighborhood life, suburbs like Winter Park, Belle Isle and Lake Mary are just what you’re looking for.

 

5. Fort Myers

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Population: 86,395

Median selected monthly owner cost (with mortgage): $1,764

Fort Myers is one of the best retirement spots in the U.S. It offers white-sand beaches, fine dining and plenty of shopping opportunities. There are dozens of activities available for people of all abilities — do you like fishing, cruises, planetariums or nature preserves? How about easy access to medical clinics and lifelong learning centers? If so, then this is your place! Communities like Calusa Harbour and The Palms of Fort Myers are popular retirement communities.

6. Sanibel

Population: 6,382

Median selected monthly owner cost (with mortgage): $3,490

Located on scenic Sanibel Island, this quiet, charming town is adjacent to an expansive wildlife refuge. There are so many activities to do here: You can go biking or kayaking, collect shells or try to catch some fish. Because it’s on a tiny island, the family-friendly Sanibel has a real sense of community, but it also has amenities like grocery stores, medical clinics and a spa resort. You can also check out the Bailey-Matthews National Shell Museum in your spare time.

 

7. The Villages

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Population: 79,077

Median selected monthly owner cost (with mortgage): $1,395

The Villages is the largest retirement community in the U.S. and is great for older adults who love to stay active. There are limitless things to do, including golf courses, clubs for every topic, swimming pools and recreation centers. You can even take classes or watch historical reenactments. Each household must contain at least one adult who’s 55 or older, making this a great place to find like-minded retirees in the same stages of life. It’s only 40 miles away from the state’s west coast, so you’re never too far from the beach.

 

Something for Everyone

The best places to retire to in Florida could be the city, a small island town or a suburban neighborhood — it’s all up to you. The Sunshine State is a classic retirement destination, whether you’re the active, outdoorsy type or prefer to spend some quality time in a quiet neighborhood coffee shop.



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