What documents do I need to start my mortgage application?

You’ll typically need to provide recent pay stubs, W-2s or tax returns, bank statements, and a copy of your ID. Once you complete your application, we’ll send a customized checklist through our secure portal.

How long does it take to get pre-approved?

Pre-approvals are typically completed within 24-48 hours once we receive your full application and supporting documents. You’ll get a pre-approval letter showing the loan amount you qualify for.

Do you offer FHA, VA, or Conventional loans?

Yes. Rize Mortgage offers FHA, VA, Conventional, Jumbo, and Refinance loan programs. Ralph Almodovar will help you choose the right option based on your credit profile and goals.

Can I apply online or do I need to visit an office?

Everything can be done online. Use our secure link to apply, upload documents, and track your loan progress from anywhere in Florida.

What makes Rize Mortgage different from other lenders?

Rize Mortgage focuses on personalized lending, fast approvals, and transparency. Ralph Almodovar and his team provide one-on-one support from application to closing, ensuring a smooth and stress-free experience.

Ralph Almodovar

Producing Branch Manager | NMLS #264265

Welcome! I'm Ralph Almodovar, your trusted Producing Branch Manager at Rize Mortgage. Whether you’re buying, refinancing, or exploring options, my goal is to make your home-loan process fast, simple, and stress-free.

Get Started How It Works

📞 Call/Text: 305-978-5050 | 📧 Ralph.Almodovar@RizeMTG.com

Start Your Home Loan Journey

Thank you for considering Rize Mortgage for your home-loan needs. To begin, follow these quick steps:

Click the “Get Started” button below.
Complete the quick and easy loan application.
Upload the basic documents requested in our secure portal.

Begin Application

Once we receive your application, our team will review it and contact you regarding any additional information. Have questions? Call me directly at 305-978-5050.

Embed Block

Add an embed URL or code. Learn more