Fifth Third Bank Physician Loan Programs (2025)

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Why Doctors Have a Home Loan Advantage

Let’s be real—between med school debt and years in residency, buying a home as a physician can feel like a far-off goal. But if you’re an MD, DO, DDS, DMD, OD, DPM, or DVM, you’ve got access to something most buyers don’t—specialized physician loan programs built just for you.

🏥 Fifth Third Bank Physician Loan Highlights

Loan amounts up to $2 million with low down payment
No PMI (Private Mortgage Insurance)
Fixed and Adjustable Rate Mortgages (ARMs)
100% financing available for qualified buyers
Student loans in deferment or forbearance? They might not count against your debt ratio!
Available for purchasing or refinancing

Who's Eligible?

This program isn’t just for fully practicing doctors. It’s open to:

Doctors 12 months post-residency
Licensed residents, interns, or fellows currently in residency
Physicians who will begin a new residency within 90 days of closing

🩺 Why This Matters If You're Buying in Fort Lauderdale or Broward

South Florida is home to countless hospitals, research facilities, and private practices. If you’re a doctor relocating or leveling up your lifestyle, now is the time to take advantage of local markets.

Use our tools to get started:

👨‍⚕️ Work With an Agent Who Understands

At The Listing Team at RESF, we specialize in helping medical professionals find the perfect home while navigating unique loan options. From pre-approval to closing, we’ll keep things smooth and stress-free.

Let’s connect for a no-pressure consultation:

Schedule a Free Consultation or call 954-342-6180